Senior Citizens Travel Insurance | 60+ Travel Medical Insurance
International travel can be a lot of fun for senior citizens. Nevertheless, traveling can be dangerous for senior citizens as some people lack the physical ability to withstand the physical demands of travel. Also, some people may not be able to adapt to the weather and food abroad and may get sick while on vacation even if they are in good health. It is advisable to purchase a travel insurance policy before embarking on a trip for financial protection against unforeseen losses such as medical expenses and personal accident and Cheap Annual Travel Insurance for Over 60’s.
How to choose the best plan?
Sum insured
It depends on your health and budget. We always advise higher coverage (100K and above) for USA as medical cost is very high.
Pre-existing conditions
If you suffer from any pre-existing conditions like diabetes, high blood pressure, heart disease, etc., choose a plan that provides pre-existing coverage. Most travel insurance plans exclude pre-existing conditions, but some plans offer limited coverage in life-threatening situations.
Medical tests
Many travel insurance plans are available without medical examinations. Plans with medical tests always offer better coverage and fewer claim disputes. If you are traveling for an extended period of time, it is always a good idea to have a medical check-up. This provides a good opportunity to get a medical check-up and insurance before travel.
Travel delays, cancellations and curtailments
Select plans that cover travel delay, cancellation and curtailment. This will cover certain financial losses incurred in the event of travel being delayed, canceled or curtailed for reasons beyond your control.
Avoid plans with sickness/accident restrictions
Many plans for people over 60 have a sickness/accident limit. Avoid plans with these restrictions. Let’s say you have purchased a plan with a sum assured of 50K with a sum assured of 10K per illness. In this case, you can claim only 10K per illness, even if you think you have a sum assured of 50K.
Home insurance
If you are visiting for a long time, there is no one at home to take care of building and content. It is advisable to purchase a plan that provides coverage for theft and building security.
Update
Most insurance companies will not renew the policy if there is any claim during the policy period. It is advisable to buy a policy with the maximum expected duration of travel, and if you expect an extended stay, buy a renewable policy.
Premium
The plan premium is based on your destination, coverage amount, age of the insured and the benefits it offers. We all want to save money, but lower insurance premiums shouldn’t be your only deciding factor. At the same time higher insurance premium does not mean higher benefits. If you don’t have time to read the entire policy wording, take some time to read the exclusions and benefits that interest you most.
Exemptions
Neither plan covers general physical examination, pre-existing conditions, vision (eye exam, eyeglasses and contact lenses), pregnancy and prenatal care. Apart from these, there may be other exclusions mentioned in the policy wording.
Make a claim
to claim; You should contact the insurer or Third Party Administrator (TPA) of the insurance company that has tie-ups with network hospitals around the world. TPA information is provided in the insurance policy.
A travel card with no age limits
Goodtogoinsurance.com offers great value travel insurance for over 60 travelers and holiday makers. There are no age limits for our single trip and annual travel insurance, so we can provide travel insurance coverage regardless of your age.
- There is no age limit for single trip policies
- Single trip insurance for over 60 years
- Over 60 Annual Travel Insurance
- Cover for single trips up to 92 days
- Pre-existing medical conditions may be protected
- Three levels of over 60 travel insurance to choose from
- Senior Travel Insurance
Since 2010 we have insured over 100,000 travelers who, due to age or medical conditions, may have difficulty finding travel insurance coverage elsewhere.
Single trip insurance for over 60 years
Our single trip insurance is designed to cover up to 94 days for a specific trip or holiday. So whether you’re planning a weekend getaway or a longer escape from the UK winter, we can provide travel insurance coverage for your trip, and over 60s can’t stop you from getting the best travel insurance.
Over 60 Annual Travel Insurance
Our annual travel insurance has no age limits and covers unlimited trips in a year, each trip being a maximum of 31 days.
You shouldn’t stop traveling just because you’re over 60, that’s where goodtogoinsurance.com can help by offering single travel insurance with no age limits – we can cover pre-existing medical conditions too.
Travel Insurance for Over 60s – Coverage and Benefits.Cheap Annual Travel Insurance for Over 60’s
Our policies offer the following benefits and more:
- 24 hour medical emergency assistance
- Medical expenses up to £10 million
- Loss of medicine up to £300
- Cancellation cover up to £5,000 (Platinum policies)
- Personal property up to £3,000 (Platinum policies)
- There are three levels of travel insurance
- Planned airline failure (bankruptcy) included
- Travel dispute cover is available
We recommend you read the policy wording for full details of our travel insurance coverage.
As with all travel insurance, you’ll get the most out of a policy by purchasing it when you know you’ll be traveling. You get travel insurance cover for unforeseen events like industrial action and strikes (if they haven’t already been announced at the time of purchase). Travel insurance for over 60s doesn’t have to be difficult, goodtogoinsurance.com can help.
